This month we are focusing on how to BE Intentional with your finances so you can be prepared for any unexpected financial change (and Christmas)
Planning Ahead:
- Anticipate purchases you’ll need in the coming months; don’t wait until the last minute.
- Keep an eye out for sales and consider buying items gradually to ease the financial burden.
Future Planning:
- Think about your future care needs and how to finance them.
- If you’re planning for your first home, take proactive steps to prepare.
- Remember to finance fun! Everyone deserves joy in their life, even if it’s a small expense. For larger purchases, like a family trip, create a visual reminder (like a poster board) to keep you motivated about your savings and the joy that awaits.
Consider Refinancing:
- Is now a good time to re-fi?
- Choose the Right Lender: Research options that best fit your needs. Give me a call for some suggestions.
Organize Your Finances:
- Utilize programs like QuickBooks, budgeting apps, or spreadsheets to stay on track.
When to Seek Professional Help:
- Know when it’s time to consult an accountant for financial guidance.
- I also have a trusted lawyer if your bills and budget have gotten out of control. If you have equity in your home, you have several choices. Even if you don’t have equity, I strongly recommend talking to a professional to guide you to make the right choices to mitigate your damages.
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